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Loan Repayment

Interest Rate
In other to maintain the value of the money and preserve the Fund for posterity, interest is charged on the loan at a highly subsided rate. Inflation is an important factor in determining the interest rate.

The following schedule of interest rate shall be charged on the loan:

 

MORATORIUM

REPAYMENT PERIOD
STUDYPERIODNATIONAL SERVICE PERIOD1-YEAR GRACE PERIODREPAYMENTPERIOD
*GOG182 dayT-bill rate*GOG182 dayT-bill rate*GOG182 day T-bill rate*GOG182 dayT-bill rate + 2%

* GOG – Government of Ghana.
# Maximum rate applied will be 12% until reviewed. In effect where the T-bill rate goes beyond 12% the SLTF shall fix the rate at 12%.

Loan Repayment Period

*Number of Loans takenNational Service Period (Yrs)Grace Period (Yrs)Repayment Period (Yrs)

1

1

2

2

2

1

1

4

3

1

1

6

4

1

1

8

5

1

1

10

6

1

N/A

10

7

1

N/A

10

* The total loan received in an academic year is considered as one loan taken

It is in the interest of applicants to pay off their loan sooner than the repayment period given, in order to reduce the interest charges.
Students loan repayment made easy. Please contact our partner banks with your Social Security number to make payments:

  1. GHANA COMMERCIAL BANK: SMART PAY
  2. NATIONAL INVESTMENT BANK: SPECIAL SLTF PAY IN SLIP
  3. ECOBANK GHANA: BANK – COLLECT
  4. GT COLLECT: CUSTOMIZED PAY IN SLIP


Borrowers can walk into the head office of the SLTF to make payment at no. 47, 3rd Crescent Avenue Asylum Down, near Highgate Hotel.

Borrowers can now make their Students Loan payment by any of the following modes/platforms quoting clearly your Social Security Number (SSN):

  1. MOBILE MONEY: by dialing Short code *737*206# => follow prompts to make payment
  2. MYGHPAY: by visiting the website: www.myghpay.com or download the myghpay app on Google Play Store
    =>Register/login => click on SLTF Logo => follow onscreen prompts to make payment with either your Visa, MasterCard (OR) Mobile Money.
  3. GT COLLECT: Make payment at ANY GT Bank branch across the country, using customised pay-in slip.
  4.  

47 Comments

  • How do I get to know my student loan debt and how to pay it.

  • Please how can l pay my loan through my bank account in installment.thus monthly for one year.need help

  • Pls how do I know my debt and pay back ….

    And are we paying it in full or what please.

  • I received a message alerting me of loan default. Which I m not aware of. I was a loan defaulter but that has been settled some five years back. This is my ssnit number. H107907150036. . Kindly verify and let me know exactly what is the issue.

  • I want to use my Ssnit contribution and pay my debt hi do I go by this?

  • Please the amount they are deducting me does not reflect on my dashboard.
    I have paid for four months but my dashboard shows only two months. Any explanation to that
    F199608020022

  • I want to use my Ssnit contribution to pay my debt hi do I go by this?

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  • I want to know my statement but the website is not gud

  • Please I applied for the loan this year and we were told we would be called for biometric registration but yet still we haven’t heard anything yet.

  • Pls I paid 80% of my student loan I will like to see my statement.how can I check my statement.pls this is my ssnit no A099107190030.u can send to me through email

  • I can’t check my statement. I have paid for some months now.

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  • Have started payment but can’t check to see my balance left. SNNIT NO: D68610150050

  • Good Day Everyone,

    “It has been great to know that there is someone out there that knows about falling down and getting back up. we are truly grateful for the help and push we receive from Standard Finance Corporation, We were told we couldn’t get a loan by others but Standard Finance Corporation made it happen !!! We had a high amount of credit Enquiries we knew this wasn’t going to be easy. But Mrs. Roselia Jaquez at Standard Finance Corporation made it happen, we got a loan of $400,000.00 within 48hours. Getting loan was never this easy, thanks to Standard Finance Corporation, they made it look easy. feel free to contact Standard Finance Corporation. They are the best, you can check them out and apply online via their Website: http://www.standardfinancecorporation.com

  • Good Day Everyone,

    “It has been great to know that there is someone out there that knows about falling down and getting back up. we are truly grateful for the help and push we receive from Standard Finance Corporation, We were told we couldn’t get a loan by others but Standard Finance Corporation made it happen !!! We had a high amount of credit Enquiries we knew this wasn’t going to be easy. But Mrs. Roselia Jaquez at Standard Finance Corporation made it happen, we got a loan of $400,000.00 within 48hours. Getting loan was never this easy, thanks to Standard Finance Corporation, they made it look easy. feel free to contact Standard Finance Corporation. They are the best, you can check them out and apply online via their Website:. http://www.standardfinancecorporation.com

  • Can I use my ssnit contribution to settle my student loan debt.. Thanks

  • Please my Name is Akoto Vincent, one of the beneficiaries of student loan in 2017 and want to know my dept i have to pay, please how will i know or check my dept?

    Thanks,
    0547295084
    Sincere
    Akoto Vincent

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  • How much is my total debt now how I started paying even today by mobile platform so I will glad you let me have statement I can prepare to full
    Snnit #D076909130033

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