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Frequently asked question

The Students Loan Trust Fund is a public institution established under the Trustee Incorporation Act 1962, Act 106 to provide financial resources for the benefit of students and to promote and facilitate the national ideals as enshrined in Articles 25 and 38 of the 1992 Constitution. It is to replace the SSNIT Students Loan Scheme. The Students Loan Trust Fund Act 2011, Act 820 has been passed by Parliament.

You can forward your complaints to our campus office. You can also send your complaints through the email or call us on 0302231886/7

You only qualify for a Loan if:

1. You are a Ghanaian
2. You have gained admission to study an accredited tertiary program in an accredited tertiary institution in Ghana.
3. You are pursuing an undergraduate tertiary program such as diploma or degree.

Students pursuing weekend and evening programmes are eligible to apply for the loan.
However, the current policy of the SLTF is that sandwich programme students are not eligible to apply for the loan.

YES. You need a guarantor, who will back up the loan and assist the Trust Fund to trace you when repayment is due.

Guarantor will be required to pay back any outstanding loan due as a last resort, only when you cannot be traced to pay back.

The loan may be guaranteed by one of the following types of guarantors (SSNIT Contributor, Recognized Religious Body, Metropolitan, Municipal and District Assembly or a Corporate Body).

SSNIT contributor

a. Must be a Ghanaian

b. Must be an active contributor to the SSNIT pension scheme

c. Must have contributed to the scheme for at least 36 months or 3 years

d. Must not be more than 53 years old.

e. Must not have guaranteed for more than two (2) people already.

(Parents can however, guarantee for all their children)

Religious Bodies

a. Must be a member of a nationally recognized religious body.

b. Must have been in existence for a minimum of 10 years evidenced by registration certificate from the Registrar General’s Department

c. There must be evidence of the institution’s decision to guarantee student loans (Resolution)

Metropolitan, Municipal and District Assemblies

a. There must be evidence of a Resolution by the Assembly to guarantee students loans.

b. The resolution should indicate 2 authorized signatories.

Corporate Bodies

a. The company must be a member of the Ghana club 100 and/ or a company listed on the Ghana Stock Exchange and must be current.

b. There must be a board resolution authorizing the guarantee.

c. Two (2) signatories are required and should at least be at Senior Management position.

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