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Established in December 2005 under the Trustee Incorporation Act 1962, Act 106

Our mission is To provide TIMELY financial SERVICES to eligible Ghanaian tertiary students and  our Vison is Inspiring and unleashing greater prospect. 

Our History

Providing equal financing to tertiary education

The Students Loan Trust Fund (SLTF) was established in December 2005 under the Trustee Incorporation Act 1962, Act 106.

The objectives of the Trust Fund are to provide financial resources for the sound management of the Trust for the benefit of students and to help promote and facilitate the national ideals enshrined in Article 25 and 38 of the 1992 Constitution.

For the purpose of achieving the objectives of the Trust Fund, monies from the Trust Fund shall be applied to the relevant activities that the Trustees of the Fund may determine, including, in particular
a. The provision of facilities to enhance the tertiary education to support students.
b. The provision of moneys to support any other activities and programmes for the promotion of relevant courses as determined by the Trustees, in consultation with the Minister.

The Students Loans Trust Fund is governed by a Board of Trustees that comprises of distinguished individuals of relevant backgrounds relevant to the business of SLTF. The members of the board are appointed by the President of the Republic. The day – to – day administration of the SLTF is headed by CEO, assisted by a team of dedicated professionals. The SLTF also has Campus offices in major institutions. The functions of these offices include:
a. Provide first stop for student inquiries.
b. Pickup and drop off points for Loan Application forms.
c.  Loan Application verification for completeness of forms.
d. Liaise between the SLTF and the loan applicants.
e. Disseminate information to students in a timely manner.

The sources of loanable funds for SLTF include:
a. Monies paid into the Trust Fund representing up to ten percent of all the inflows into the Ghana Education Trust Fund.
b. Voluntary contributions which will be tax deductible.
c. Mobilization of resources from Ghana’s international partners interested in the advancement of tertiary education.
d. Contributions from the corporate sector that shall be tax deductible up to the equivalent of 0.5% of the company’s actual profit before tax.
e. Loans from Social Security and National Insurance Trust.


Mr. Jacob Kwabena Agyei

President’s Appointee
Board Chair

Mr. Nuhu Bayorbo Mahama

Government Appointee, CEO, SLTF
Member (Board Secretary)

Mr. Enoch Hemans Cobbinah

President’s Appointee

Mrs. Dorothy Danso

President’s Appointee

Mrs. Nana Akua Ayivor

President’s Appointee

Dr. John Kwame Boateng

President’s Appointee

Mrs. Catherine A. Appiah-Pinkrah

Rep, Ministry of Education

Mr. Desmond Amoah

Rep, Social Security & National Insurance Trust, (SSNIT)

Mr. Richmond Koduah


Mr. Alexis Kwabena Asuinura

Rep, Ghana Education Trust Fund

Mrs. Hilda Agyepong Asante


Ms. Yvonne Asare-Yeboa

Rep, Ghana Employers Association

Mr. Richard Ansah Gyambiby

Rep, Attorney General’s Office


Mr. Nuhu Bayorbo Mahama

Chief Executive Officer (CEO)

Mr. Justice Wiafe Sarkodie

Ag. Director, Finance & Administration

Mr. Isaac Kofi Abbew Nkrumah

Deputy Director, Disbursement

Mr. Jupiter Nyamadi

Deputy Director, RIME

Ms. Rosemary Aryee

Deputy Director, RRM

Mr. Stephen Adu

Deputy Director, Internal Audit

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