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Repayment and Recovery

Q. How can I repay my when if I have traveled abroad?

Answer:

You can either ask a friend or family member to make payment on your behalf or send a money transfer to SLTF and we will receive it and credit your account. (NB. Please call us to check your current balance and exchange rate)

Q. If I do not have a job, would I still be required to start repaying my loan when repayment is due?

Answer:

Yes. The condition for repayment is not dependant on whether you have a job or not but it is dependent on exhausting the two year grace period.

Q. How do I get my statement?

Answer:

You can check your statement online (www.sltf.gov.gh) with your Social Security Number. We will also send you statements through your email, once a year.

Q. How can I repay my Loan?

Answer:

You can repay your loan through the following options

1.   Cash or Cheque repayment (Outright or by instalment) at SLTF Head Office

2.   Cheque repayment at SLTF Zonal Offices

3.   Mandated monthly deduction from the borrower’s salary by employer.

4.   You can also make payment at any branch of the following partner banks quoting clearly you SOCIAL SECURITY NUMBERS:

a.   ECOBANK GHANA LIMITED (EBG) THROUGH E-COLLECT

b.   GHANA COMMERCIAL BANK (GCB) THROUGH SMARTPAY

c.   NATIONAL INVESTMENT BANK (NIB) WITH A CUSTOMISED SLTF PAY-IN SLIP

Q. Can I start repaying my loan whiles in school?

Answer:

Yes you can. That way you will reduce the interest charges on your loan.

Q. What happens if I do not complete my course of study for which I took the loan?

Answer:

You will have to repay the entire amount disbursed to you within one year.

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