Students Loan Trust Fund
                                Providing equal financing to tertiary education
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Repayment and Recovery

Q. How can I repay my when if I have traveled abroad?

Answer:

You can either ask a friend or family member to make payment on your behalf or send a money transfer to SLTF and we will receive it and credit your account. (NB. Please call us to check your current balance and exchange rate)

Q. If I do not have a job, would I still be required to start repaying my loan when repayment is due?

Answer:

Yes. The condition for repayment is not dependant on whether you have a job or not but it is dependent on exhausting the two year grace period.

Q. How do I get my statement?

Answer:

You can check your statement online (www.sltf.gov.gh) with your Social Security Number. We will also send you statements through your email, once a year.

Q. How can I repay my Loan?

Answer:

You can repay your loan through the following options

1.   Cash or Cheque repayment (Outright or by instalment) at SLTF Head Office

2.   Cheque repayment at SLTF Zonal Offices

3.   Mandated monthly deduction from the borrower’s salary by employer.

4.   You can also make payment at any branch of the following partner banks quoting clearly you SOCIAL SECURITY NUMBERS:

a.   ECOBANK GHANA LIMITED (EBG) THROUGH E-COLLECT

b.   GHANA COMMERCIAL BANK (GCB) THROUGH SMARTPAY

c.   NATIONAL INVESTMENT BANK (NIB) WITH A CUSTOMISED SLTF PAY-IN SLIP

Q. Can I start repaying my loan whiles in school?

Answer:

Yes you can. That way you will reduce the interest charges on your loan.

Q. What happens if I do not complete my course of study for which I took the loan?

Answer:

You will have to repay the entire amount disbursed to you within one year.

Students Loan

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Students Loan Application

Applications for student loans can be made via paper or online.

Paper Application
Click on the "Paper" button to continue with the paper application process.

Online Application
Click on the "Online" button to start filling the application forms through the online portal.

Paper Online
Paper Applications

Procedure

Step 1 Download and print the Loan Application form by clicking on the download button.
Step 2 Complete the Loan Application Form, Guarantor Deed and Students Loan Agreement forms.
Step 3 Attach 2 recent passport size photographs (Do not staple or glue passport pictures.
Step 4 Submit 2 complete sets of the application forms together with all relevant documents attached, to your campus or zonal office.

Guarantor Type
Please select the guarantor type to use for your application

SSNIT Formal or SSNIT Informal
Other Forms (Islamic Denomination, Corporate, Metropolitan and Municipal District Assembly Download

Students Loan Application

2014/2015 Applications have been closed.

Students will be informed when the 2015/2016 applications are opened.