Students Loan Trust Fund
Providing equal access to tertiary education
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About Us

The Students Loan Trust Fund gives loans to Ghana tertiary students who are pursuing accredited programmes in accredited tertiary institutions. These students must have gained admission to pursue undergraduate programmes only.

What are the application requirements?

In order to apply you must:
a. Register at any SSNIT office for a social security number
b. Have a personal e-mail address.
c. ProvideĀ  one guarantor.
d. Register for an e-zwich card.

You may use your social security reference number to apply for the loan

GUARANTORS AND GUARANTEE
We ask for a guarantor, someone who will back up the loan and assist the Trust Fund to trace the borrower when repayment is due. In the event of death or incapacitation of borrower, guarantor is absolved from loan repayment. Guarantor will be required to pay back any outstanding loan due as a last resort, only when the borrower cannot be traced to pay back.

The loan may be guaranteed by one of the following types of guarantors
a. SSNIT Contributor
b. Recognized Religious Body
c. Metropolitan, Municipal and District Assembly
d. Corporate Body

Students Loan

Do you need a loan? Get it in three easy steps!

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Students Loan Application

Applications for student loans can be made via paper or online.

Paper Application
Click on the "Paper" button to continue with the paper application process.

Online Application
Click on the "Online" button to start filling the application forms through the online portal.

Paper Online
Paper Applications

Procedure

Step 1 Download and print the Loan Application form by clicking on the download button.
Step 2 Complete the Loan Application Form, Guarantor Deed and Students Loan Agreement forms.
Step 3 Attach 2 recent passport size photographs (Do not staple or glue passport pictures.
Step 4 Submit 2 complete sets of the application forms together with all relevant documents attached, to your campus or zonal office.

Guarantor Type
Please select the guarantor type to use for your application

SSNIT Formal or SSNIT Informal
Other Forms (Islamic Denomination, Corporate, Metropolitan and Municipal District Assembly Download